Credit Cards

All posts in the Credit Cards category

Review: Sears Credit Card Services

Published February 15, 2015 by Amplio Recorrido

I will rate Sears Credit Cards as a 0/10. After being a member since 1995, I inquired about having my interest rates lowered, as they are the same super high interest rate as they have been since I was a new member. I explained to them that it’s not fair to be forced to pay super high interest rates after 20 years. I spoke to 2 customer service representatives and 2 managers. They were very snotty with me and told me flat out “We will not change your interest rates, not now nor ever”. So I said “Fine, you’re going out of business soon anyway, I’ll just close down the card as I have no interest in working with someone who’s so rude and unwilling to appreciate a 20 year customer”. They could have cared less and stated “Well, we’re not going out of business and if that’s what you want to do, go ahead”. So, I cancelled. I have a Discover card that I’ve had for about 10 years, they very much appreciate my business and went out of their way to give me all kinds of cool deals including taking away all of my interest and giving me 10% cash back on most everything. I made it a point to tell Sears that they are losing their business to Discover and that, I will be sure to spread the word about their lack of care towards their customers. They didn’t believe me, now they will find out. I hope many of you will reblog this to prove that I’m not playing games with companies who don’t care. I have never missed a payment on my cards and I will not be treated like garbage. So if you’re considering shopping at Sears or getting credit, don’t.

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Nigerian Scams

Published February 6, 2015 by Amplio Recorrido
PHOTO CREDIT: GIFSec.com

PHOTO CREDIT: GIFSec.com

I decided to write about this because there are obviously some people who are still falling for these email scams. There’s a couple of things that people need to know about the scams from Nigeria and cat-fishers in general.

  1. Emails claiming to be from someone in need of help, lottery winnings or receiving inheritances are ALWAYS scams

  2. These scams almost always generate from Nigeria

  3. If you don’t accept the scam they send you by email, you’ll find them trying to pretend to be someone who wants to be in a relationship with you.

  4. No matter what the story, you’ll never receive any money from the scammers.

Scams like these have been going on for many years. I can remember seeing the 1st email back in 2001. Even then, I always deleted it or put it in the spam folder as most people would because, some of us are just smart enough to know that emails like that can’t be true. There are other types of scams where you might meet someone on a dating website, who happens to be from Nigeria but steals pictures from an American girl’s website and uses fake information. They will then have you sending money via Western Union and will give you a phone number to call them on, but they are likely never home. Here’s some questions you may want to ask yourself before sending money.

  1. Why would I be getting an inheritance from someone in Nigeria when, I don’t know anyone who’s ever lived there?

  2. How would someone like this get my email address?

  3. Why would I need to send them money in order to receive a large sum of money?

  4. Why would I help someone who’s in a sticky situation that I don’t know?

  5. Why would I send a woman money who will only talk to me on the internet?

  6. Shouldn’t I research the names they are giving me before sending money?

Those are all very important and especially researching names that they give you or pictures that they show you of their self. Seriously, you can find everything you need on Google. You don’t need to research the inheritance part because you already know it’s a scam, it’s always a scam and you won’t be an exception. The story about “I’m stuck in Nigeria and I need help”, that’s a scam! I hope this helps so many people because you need to know before, sending your hard earned money to scumbags.